Many people in India wish to own a bike. Many people, from college students to office workers, prefer buying a bike over a car because it allows them to navigate traffic easily. In addition, bikes use less fuel than cars.
But before you get too excited about riding your dream bike, remember to get a bike insurance policy. According to the Motor Vehicles Act, all bike owners must always carry a valid third-party liability bike insurance policy while on the road. Driving without the right insurance is a punishable offence that can result in a hefty fine.
Aside from complying with the law, bike insurance coverage is required to obtain financial security in the event of an unfortunate event such as an accident. To continue the policy, however, you must remember the expiry date to renew the policy.
It is just as essential to renew a policy as it is to purchase one. If you’re wondering how to renew two-wheeler insurance after expiry, check online for comparison and premium benefits.
Here are a few methods for checking the expiry date of your bike insurance policy.
Check the expiry date of your bike insurance with VAHAN:
On the VAHAN website, the Ministry of Road Transport and Highways keeps a record of all insurance policies. On this website, you can check the expiry date of your policy by following the steps below:
- Enter your vehicle identification number and the verification code, then click the search vehicle button.
- On the screen, you can see your bike insurance policy details and check the expiry date under the insurance “valid up to” column.
Check the expiry date of your bike insurance with IIB:
The Insurance Information Bureau (IIB) keeps track of all insurance policies sold in India by various insurance companies.
Follow the steps below to find how to check my bike insurance details online and expiry date on the IIB website:
- On the website’s home page, there is a quick links section;
- Click on the ‘V Seva’ area, and a form will appear on the screen.
- Enter the required information, enter the captcha code, and click the submit button.
- A new page will appear on the screen with your policy details and the expiry date visible.
Please keep in mind that the IIB contains information on policies purchased after April 1, 2020. The parties may not be recorded on the website if you have previously purchased bike insurance. Visit the insurance company’s website. Any insurance company that sells bike insurance will keep the records.
Check the expiry date of your bike insurance with the official website:
You can access your insurance company’s official website, enter the policy information, and download the policy document, which includes the policy’s expiration date. The steps for checking the policy’s details may differ from one insurer to the next. Still, most insurers will require you to enter basic information such as the policy number, vehicle registration number, etc.
The policy document typically contains all the bike insurance details by registration number, including the policy’s validity and renewal date. However, you are only required to carry the document sometimes. Instead, you can use the above tips to check the renewal date online instantly. Make sure to renew your policy on time to ensure that you have insurance coverage.
‘Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.‘
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply